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Proactive planning for retirement

The other day I was having coffee with a friend and she mentioned that in 2008 she is going to review her retirement objectives. In the past she has used a plan that is managed by her employer. She is the proactive type and wants to take a more aggressive stance to manage her own early retirement plan. This means she will need to know which structure to set up and to determine which assets classes she will invest in. She is a diligent researcher and I am confident that she will investigate all the options before making her move.  

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