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Types of Affordable Life Insurance Policy

One type of affordable life insurance policy that is particularly well suited to a college savings plan is variable life insurance. A variable life insurance policy combines insurance coverage on the life of a parent with an investment fund. At policy renewal dates, policyholders may change the amount of the premium or the death benefit. A portion of each premium is allocated to cover the life insurance, and the remainder is invested in professionally managed portfolios representing a range of asset types. The total value of the policy varies according to the performance of the investments selected. 

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